Small business loan

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Product description

'Dragon's Den' or sub-Saharan village – the biggest hurdle to starting a business is money… and getting someone to lend it to you. For poor communities, small loans can change lives, and this gift will help us to convince banks and other financial organisations that it's money well lent.

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About this item

'Dragon's Den' or sub-Saharan village – the biggest hurdle to starting a business is money… and getting someone to lend it to you. For poor communities, small loans can change lives, and this gift will help us to convince banks and other financial organisations that it's money well lent.

Delivery & returns

All gifts are sent by 1st class post within 2 working days of when you place your order.  An optional delivery contribution of £1.90  per order for deliveries within the UK will be suggested during checkout, to help us cover costs. You can pay the suggested amount, increase or decrease your contribution, or pay nothing at all. You choose.

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When you buy an Oxfam Unwrapped gift you can be confident that the real gift will be sent to where it's needed most.   

We will send you (or your friend or family member if you prefer) a gift card that tells them what they've been bought and how it will help to improve someone's life.  You can add little extras during checkout, which are posted at the same time, or choose to send an e-card.

You'll be given the opportunity to personalise your gift card or E-card during checkout and specify your delivery details. 


This gift in action

Small business loan

After struggling to bring up their children by working at various labouring jobs, Zafia and her husband, Misa, took the plunge into seaweed cultivation thanks to an Oxfam small-business loan.

Because low-interest loans are hard to come by for poor people and money lenders charge extortionate rates, Oxfam supports many small-scale entrepreneurs across Indonesia's small islands. On Buton, we have helped to establish small businesses as diverse as sarong weaving, cookie making, food processing and, of course seaweed cultivation, which has proved to be so successful for Zafia.

Since receiving the loan, her family has been able to save money to create a vegetable garden and to build a kitchen to supplement both their food supply and income. "Our lives changed a lot after I received funding support. Before, it was very difficult for us to even buy food. We used to eat only once a day, a small amount. But now, we have three meals a day. I used to cook only porridge with a small amount of rice. If the children felt hungry, they would just go to sleep to escape the hunger. Now we have rice, corn, vegetables and fish in our meals. My children's health is much better."

Zafia and Misa are also active members of their Local Economic Institution and regularly share their knowledge with other budding business people.

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